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So you are finishing high school and have your college applications out, and it’s time to make the decision, where do I go to school? If you are going to a school far from home, most likely you will be living on campus or in an apartment. In general, many students end up living in a dorm or some form of on-campus housing.

If you are a student attending school close to home, then you might be considering staying at home, and there’s nothing wrong with that.

Living at home and going to school locally is a cost-effective option that allows you to really see if the school is the right fit for you. It allows you to save some money by not spending it on large on-campus housing expenses. Student loans and debt are a very real factor when it comes to determining where to go to school and how much you can pay for.

If you have the option to save a few thousand per year by going to school and living at home, then why not do that until you decide otherwise?

What if I want to move back home?

If you are already living away from home and decide you want to move back or can’t afford to continue to live on your own, you shouldn’t feel bad about that. Life happens, and different things come up, so make the decision that’s best for you and your family.

The pressure of coming up with the money to afford housing, on top of your schoolwork, can be intense. Ultimately, you need to decide if living on campus is the right choice, not only for right now but when the time comes to start paying back student loans.

As you know, housing isn’t often factored into college costs, and usually, students end up using financial aid money to help with that. Which can significantly raise the amount of debt they leave school with.

If you can’t get a job to help you with the money you need or find that working is too stressful on top of classes, living at home might be your best choice.

Ultimately, the decision is yours to make, just make sure to take the time to think it through and make sure it’s the right decision for you.

Why do people move back home?

People move back home during college for various reasons. Some are financial, and some are personal. Saving some money and moving back home is never a bad choice. Sometimes, it’s the right move to make because it means you realized you may be living outside of your means and need to get your finances under control.

If you have personal reasons such as family needs, grade improvement, or are just too homesick, this means you are making a conscious effort to prioritize what is important to you. 

Moving back home can be the right choice for a lot of reasons, including:

  • It might allow you to get the extra study time needed for your senior-level classes so you can get the GPA you want
  • Being at home can remove distractions from your studies
  • Help out your family without needing to give up on school altogether

Either way, everyone has a different story and experience. Only you can decide what is right for you. Even if you felt like living on campus was right for you, we often realize what’s really good for us after giving something new a try. There’s no shame in changing your mind.

Don’t think of moving back home as a negative. Making the best decision for yourself and your future will always be the right move. 

We are not affiliated with the U.S. Department of Education. Federal Student Aid (FSA), an office of the U.S. Department of Education, makes the Free
Application for Federal Student Aid (FAFSA®) form and assistance available to the public for free at fafsa.gov.